I get it. Â Not everyone wants to stay in a hotel. There are many reasons people choose home-share, such as Airbnb and VrBO. And to be fair, it makes more sense when traveling in a large group. I have written blogs on airline and hotel perks, but Airbnb carnival chasers deserve love, too. Â I’ve got a list of the Best credit cards for Airbnb for you to consider, so let’s get into it!
The cards listed below are detailed from lowest annual fee to highest. But, before you take the plunge on any of these, take a second to read on things you should consider here.
If you’d like to look at why you should consider hotel loyalty rewards programs, you can click here.
Note some of these links are referral links, which helps support me in creating more content. Thank you in advance!
BILT Mastercard – I have not had this card for 90 days, and it is a favorite card I know I will probably never cancel. Â It has no annual fee and allows you to pay your rent without convenience fees from your leasing office/landlord. With this card, you will earn 2 points per dollar on “travel”; Airbnb stays are included. Â You can earn 4 points per dollar if your Airbnb spend on the first day of the month. And if you are into that sort of thing, it is a metal card. You can redeem your points by transferring to one of their travel partners, the BILT booking portal, Amazon purchases, and even a home deposit. The only downside to this card is there is no sign-up bonus, but I can overlook it. Â If you want to look more into the BILT Mastercard, click here. Â
The Bank of America, travel rewards card is a no-annual-fee credit card offering 1.5 points per dollar spent on Airbnb expenses. Â It currently offers a 25,000 online bonus with a minimum spend and a 0% APR for the first 18 billing cycles. Â Unfortunately, you cannot transfer points with this card. Redemption is by statement credit on your account. To learn more about this credit card, click here.
The Capital One Venture is a metal card with a $95 annual fee and currently has a 75,000 Capital One Rewards Miles bonus when you hit minimum spend requirements. The great thing about this card is the point is transferrable to its partners and offers an application fee credit for TSA PreCheck or Global Entry. Â Additionally, the credit card offers 2 miles per dollar and can be redeemed as a travel statement credit. Â If leveraged correctly, this card pays you to have it in your wallet for the first year. To learn more about this card, click here.
The Chase Sapphire Preferred is another popular metal credit card that comes with a $95 annual fee and offers you 2 miles per dollar spent on Airbnb. Â You can redeem your points at 1 cent per mile as cash back. In addition, this card offers 60,000 bonus points when you meet the minimum spending requirement. To learn more about the chase sapphire reserve, click here.
The Bank of America Premium Rewards card has a $95 annual fee and a 0% APR on the first 12 statements.  In addition, it offers 2 points per dollar on Airbnb stays.  You can redeem via statement credit at 1 cent per mile.  To learn more about this credit card, click here.
The American Express Green card has a $150 annual fee and offers 3x points per dollar on Airbnb. Â The green card also provides a $180 clear credit and a $100 lounge buddy credit. In addition, it has a sign-on bonus of 40,000 points once you hit the minimum spend requirement. Â If leveraged correctly, this card would pay you to keep it in your wallet for the first year. To learn more, click here.
The Capital One Venture X comes with a $395 annual fee, but its perks make up for it in more ways than one. Â Like the AMEX green, this card will pay you to have it the first year if you leverage the benefits. Â The Venture X offers 2 miles per dollar on Airbnb, which can be redeemed at 1 cent per mile as a statement credit. In addition, this card has a $300 annual travel credit and a $100 Global Entry/TSA precheck credit. Â To learn more about this card, click here.
The Chase Sapphire Reserve is a metal card with a whopping $550 annual fee. Â It offers 3 points per dollar on Airbnb, and its $300 yearly travel credit can also go toward it. Â This cards give you complimentary airport lounge access with Priority Pass and a Global Entry/TSA precheck credit. Â You can redeem Chase’s ultimate rewards points as cash back, transfer points to partners, or book through the Chase portal. Â To learn more, click here.
This was just a quick short list of great credit card products that you can consider to leverage your Airbnb stays. If you have any questions, comments, or suggestions, please comment below or email: [email protected].
